Author: max

Insurance in Retirement

Insurance Policies You Need in Retirement – and Some You Probably Don’t NOTE: This page is about general insurance needs in retirement. For more detailed information about healthcare insurance in retirement, please visit our health insurance page. When you retire, your lifestyle suddenly changes. You don’t need to commute to work, and you have newfound…
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Long-Term Care

Former First Lady Rosalynn Carter said, “There are only four kinds of people in this world: those who have been caregivers; those who are currently caregivers, those who will be caregivers, and those who will need caregivers.” Regardless of your state of health now, the odds are fairly high that you will need some form…
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Estate Planning

Estate planning isn’t something that people tend to give a lot of thought to, but it’s an essential part of financial planning. Although many people think estate planning is just for “wealthy folks,” it’s actually for everyone. The fact is that life is unpredictable, and your loved ones will be glad if the unthinkable happens…
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Relationships in Retirement

The older I get The truer it is It’s the people you love, not the money and stuff That makes you rich -Alan Jackson, The Older I Get Having close, positive relationships is crucial to health and happiness in retirement. This applies to relationships with your spouse as well as relationships with your other family…
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Financial Scams

As the number of Americans age 65 and up has risen, retiree fraud has become a huge growth industry. According to the FBI, in 2022 there were over 88,000 fraud complaints by adults aged 60+, resulting in $3.1 billion in losses. This represents an 82% increase in losses compared to 2021. Seniors are a popular…
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Why You Need a Retirement Plan – and How to Create Yours

Do you have a retirement plan? If you have one, you’ll probably enjoy a happy and fulfilling retirement. If not, you likely won’t. What is a retirement plan? Put simply, it’s an agenda for what you will do each day. We know … you retired so you could get AWAY from agendas. Retirement means freedom,…
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Seven Ways to Keep Retirement from Killing You

You’re retired, or you will be soon. Congratulations! But did you know retirement could kill you? We’re just kidding. Well, not entirely. Studies have found a connection between retirement and an early demise: a study of 5,422 Americans found those who’d retired were 40% more likely to have a heart attack or stroke over 10…
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When One Spouse Retires Before the Other

Are you ready for retirement? What if you’re ready but your spouse is not, or vice-versa? This happens a lot: a survey found that for about half of couples, the husband and wife retire more than two years apart. Most often, it’s the wife who retires earlier: the average age at retirement in 2016 was…
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How to Prepare for a Longer Retirement Than You Might Think

How long will your retirement last? No one can know, although there are calculators such as the Social Security life-expectancy calculator that can help give you an estimate. But people are living longer than before. Retirees are significantly underestimating their life expectancy, surveys find. Someone who retires at age 65 can expect to live to 85,…
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10 Ways to Get Retiree Dental Care

You may have devoted a lot of time and effort to retirement planning. Maybe you’ve planned and saved diligently for retirement for years, and purchased Medigap coverage to cover medical expenses. But one important area you might have overlooked is dental care. After you retire, your need for good dental health doesn’t go away. In…
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