Estate planning isn’t something that people tend to give a lot of thought to, but it’s an essential part of financial planning. Although many people think estate planning is just for “wealthy folks,” it’s actually for everyone. The fact is that life is unpredictable, and your loved ones will be glad if the unthinkable happens…
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The older I get, The truer it is – It’s the people you love, not the money and stuff, That makes you rich. -Alan Jackson, The Older I Get Having close, positive relationships is crucial to health and happiness in retirement. This applies to relationships with your spouse as well as relationships with your other…
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As the number of Americans age 65 and up has risen, retiree fraud has become a huge growth industry. According to the FBI, in 2022 there were over 88,000 fraud complaints by adults aged 60+, resulting in $3.1 billion in losses. This represents an 82% increase in losses compared to 2021. Seniors are a popular…
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Do you have a retirement plan? If you have one, you’ll probably enjoy a happy and fulfilling retirement. If not, you likely won’t. What is a retirement plan? Put simply, it’s an agenda for what you will do each day. We know … you retired so you could get AWAY from agendas. Retirement means freedom,…
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You’re retired, or you will be soon. Congratulations! But did you know retirement could kill you? We’re just kidding. Well, not entirely. Studies have found a connection between retirement and an early demise: a study of 5,422 Americans found those who’d retired were 40% more likely to have a heart attack or stroke over 10…
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Are you ready for retirement? What if you’re ready but your spouse is not, or vice-versa? This happens a lot: a survey found that for about half of couples, the husband and wife retire more than two years apart. Most often, it’s the wife who retires earlier: the average age at retirement in 2016 was…
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How long will your retirement last? No one can know, although there are calculators such as the Social Security life-expectancy calculator that can help give you an estimate. But people are living longer than before. Retirees are significantly underestimating their life expectancy, surveys find. Someone who retires at age 65 can expect to live to 85,…
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You may have devoted a lot of time and effort to retirement planning. Maybe you’ve planned and saved diligently for retirement for years, and purchased Medigap coverage to cover medical expenses. But one important area you might have overlooked is dental care. After you retire, your need for good dental health doesn’t go away. In…
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“What are my options for healthcare in retirement?” This is a question many people have. Around 70% of older Americans retire before they are eligible for Medicare, for various reasons. While early retirement has many benefits, there are also some costs. Healthcare is one of the biggest retirement expenses. The majority of employers don’t offer…
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You served this great nation for years, maybe decades, and now you’ve transitioned back to civilian life. First, we’d like to say congratulations, and thank you for your service! We know you and your family made a lot of sacrifices, and we appreciate everything you did to help keep our nation safe. One of the…
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